HOME NOTE FACTS RECEIVE AN OFFER TESTIMONIALS OWNER FINANCING PROTECT YOUR INVESTMENT ABOUT US   Welcome to Kelly Lucas Ltd. Kelly Lucas Ltd. prides itself on being a premier note buyer, mortgage buyer, deed of trust buyer and contract for deed buyer. Since our founding we have purchased countless notes, mortgages and contracts from people who sold property with owner financing. Our long history of doing business with honesty and integrity has made us one of the most experienced and accomplished mortgage buyers in our area. If you would like to sell a mortgage, sell a note, sell a trust deed or sell a land contract our company can convert all, or just a portion, of your future payments into cash. There are absolutely no fees or costs for you in the transaction. We do the work and pay all of the expenses. Call or email us today to learn more about your options. Kelly Lucas Ltd. purchases notes on all types of properties. We can help you . . . Sell a residential note, mortgage, trust deed or contract... Sell a commercial note, mortgage, trust deed or contract... Sell a multi-family note, mortgage, trust deed or contract... Sell a mixed-use note, mortgage, trust deed or contract... Sell a raw land note, mortgage, trust deed or contract... We are always happy to answer your questions and ready to provide you with a no cost – no obligation purchase proposal for this important investment. At Kelly Lucas Ltd., we strive to offer the best pricing and exceptional service. We will do our best to beat every other purchase offer you receive. This is our way of making sure you receive the highest possible price when you sell a note, sell a mortgage, sell a land contract or sell a deed of trust. Are you receiving payments on a note, mortgage, deed of trust or land contract? We can help you convert those payments into cash. At Kelly Lucas Ltd. we always do our best to offer you the highest cash price for your investment. Email or call us today at (541)-547-5785 to receive a free, no-obligation quote! Market Value of a Note There are a number of companies that purchase real estate notes and contracts. Often referred to as note buyers, trust deed buyers, mortgage buyers, land contract buyers and deed of trust buyers these companies all purchase real estate secured promissory notes. If you are in the market to sell a note, sell a mortgage, sell a deed of trust, sell a contract for deed, or sell any real estate secured note we recommend that you make sure they are legitimate. You should never have to pay any fees when selling your note(s). If they require money up front or charge you fees BEWARE. These are the factors that determine the market value of real estate secured promissory notes: • The type of property securing the note • The value of the property securing the note • The promissory note or contract interest rate • The number of payments made and remaining • The size of down payment made at closing • The borrower’s credit history • The current level of market interest rates Glossary of Terms Note — A note, promissory note, mortgage note or trust deed note is a borrowers written promise to pay a specific sum of money in the future. Mortgage — A mortgage or mortgage deed specifically pledges a borrower’s real estate as collateral against a note or loan. Trust Deed — A trust deed or deed of trust specifically pledges a borrower’s real estate as collateral against a note or loan. Land Contract — A land contract, contract for deed or real estate contract is a method of selling property with owner financing. How long will it take before you get your money All deals vary, but normal closing time is 2 to 3 weeks once we have lined up a buyer. If you have any other questions, please feel free to contact us. Either I or my staff will be happy to help you.   Are You Receiving Payments? Would you prefer to have cash instead? Kelly Lucas Ltd. will pay you the highest cash price for your trust deed, note, mortgage or land contract with no risks, hassles or delays. Email or call us at (541)-547-5785 to receive a free, no-obligation quote! Purchase Options: Full Purchase Option Our full purchase option is the most popular with note holders for several excellent reasons: 1. It provides the largest amount of cash. 2. It liquidates the entire investment. 3. It eliminates the potential risk and hassle of foreclosure. Partial Purchase Option Our partial purchase option allows note holders to generate a specific amount of cash by selling just a portion of their payments. The note seller receives cash at closing and will go back to collecting payments again in the future. Receive Top Dollar With interest rates still near historical lows there may never be a better time to sell a note, sell a trust deed, sell a mortgage, or sell a land contract. Here are some important steps to take if you are considering selling. Step 1: Locate your documents. It is important to have accurate information available. Step 2: Fill out the note analysis form Step 3: Enter into a Purchase Agreement. Step 4: Closing the sale at a local title company is the best option for you. This is the only way you can be paid at the closing. Benefits of Selling a Note People who sell a real estate note, sell a mortgage note, sell a trust deed or sell a land contract enjoy many important benefits: They convert a long-term stream of payments into an immediate source of cash. They gain liquidity; preparing them to better handle emergency situations, take advantage of investment opportunities and putting them in better position to negotiate the purchase of anything they are buying. They receive a significant amount of money now, enough to accomplish some major goals. They don’t have to worry about receiving the monthly payments on time. They don’t have to worry about whether or not the property taxes or insurance premiums are being paid. They can pay off credit cards and other debts that are charging higher rates of interest. They gain complete control over their money. ............ Mortgage Buyers • Note Buyers • Land Contract Buyers • Trust Deed Buyers • Contract For Deed Buyers ©Copyright 2008 Kelly Lucas Ltd. All Rights Reserved. Site Designed, Programmed & Maintained By Avalon Media Group Northwest